ACAMS Certified Anti-Money Laundering Specialists (the 6th edition) : CAMS

CAMS pass collection

Exam Code: CAMS

Exam Name: Certified Anti-Money Laundering Specialists (the 6th edition)

Updated: Jul 28, 2026

Q & A: 865 Questions and Answers

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About ACAMS Certified Anti-Money Laundering Specialists (the 6th edition) : CAMS Exam

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How to Get Certified

To obtain the ACAMS CAMS certificate individuals must take and successfully pass the affiliated namesake CAMS exam, which requires individuals to go through a three-step process. This has been outlined below:

  • Take the actual CAMS exam

    After an individual is found to be eligible and their application has been approved, they may go on to schedule their CAMS evaluation.

  • Submit an application

    After gaining membership at ACAMS, individuals are required to submit an application form along with payment. To be eligible to send an application, individuals must meet the following requirements: hold an active ACAMS membership, have 40 ACAMS credits, possess an education (10 credits for associates, 20 credits for bachelors, 30 credits for masters, and 40 credits for JD, or PhD), possess work experience (10 credits for each year of work experience), and have training (1 credit for an hour of training in the field of financial crime).

  • Be a member of ACAMS

    Individuals may gain membership of ACAMS as individuals, as part of an enterprise, as public sector workers, or as part of a chapter. Members are required to make a standard membership payment.

Reference: https://www.acams.org/sites/default/files/2024-02/EN-CAMS_011924.pdf

ACAMS CAMS Exam Syllabus Topics:

SectionWeightObjectives
AML/CFT Investigations and Enforcement23%- Cooperation and Information Sharing
  • 1. Public-Private Partnerships
  • 2. Law Enforcement and Regulatory Cooperation
- Enforcement Actions and Penalties
  • 1. Civil and Criminal Penalties
  • 2. Asset Freezing, Seizure, and Forfeiture
  • 3. Extradition and Mutual Legal Assistance
- AML/CFT Investigation Process
  • 1. Sources of Information and Open-Source Intelligence
  • 2. Investigation Techniques and Evidence Gathering
  • 3. Interviewing Witnesses and Subjects
Money Laundering Risks and Methods26%- Payment Systems and Money Laundering Methods
  • 1. Trade-Based Money Laundering
  • 2. Correspondent Banking and Wire Transfers
  • 3. Digital Currencies and Virtual Assets
- Money Laundering and Terrorist Financing Risks
  • 1. Jurisdictional Risks (High-Risk and Non-Cooperative Countries)
  • 2. Risk Assessment Concepts and Methodologies
  • 3. Politically Exposed Persons (PEPs)
- Nature of Money Laundering, Terrorist Financing, and Threat Finance
  • 1. Characteristics and Methods of Money Laundering
  • 2. Threat Finance and Terrorist Financing
  • 3. Differences between Money Laundering and Terrorist Financing
AML/CFT Compliance Program26%- Ongoing Monitoring and Reporting
  • 1. Currency Transaction Reporting (CTRs)
  • 2. Suspicious Activity Reporting (SARs)
  • 3. Transaction Monitoring Systems
- Record Keeping and Information Sharing
  • 1. Information Sharing Arrangements (e.g., Section 314(b))
  • 2. Confidentiality and Data Protection
- Customer Identification Program (CIP) and Customer Due Diligence (CDD)
  • 1. Beneficial Ownership Identification
  • 2. Enhanced Due Diligence (EDD)
  • 3. Customer Identification and Verification Procedures
Compliance Standards for Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT)25%- AML/CFT Regulatory Bodies and Guidance
  • 1. Regulatory Expectations and Enforcement Actions
  • 2. Financial Intelligence Units (FIUs)
- AML/CFT International Standards
  • 1. Wolfsberg Group Principles
  • 2. United Nations (UN) Sanctions and Conventions
  • 3. Financial Action Task Force (FATF) Standards and Guidance
- AML/CFT Compliance Program Designation
  • 1. Board and Senior Management Oversight
  • 2. Risk-Based Approach Implementation
  • 3. Components of an Effective AML/CFT Program

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