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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

A) standard exception.
B) covenant.
C) federal lien.
D) judgment.

2. A manufactured home can be insured if

A) it has a motor vehicle title and is located on the insured property.
B) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
C) it is on the insured property and has a permanent foundation.
D) a mortgage has been filed describing the manufactured home.

3. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) bundled services.
B) tied benefits.
C) anti-kickback.
D) required use.

4. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) standard exception.
B) requirement.
C) condition.
D) post policy event.

5. Which of the following parties can file a claim under the provisions of a title policy?

A) The taxing authority with jurisdiction over the insured property.
B) The holder of an undisclosed interest in the insured property.
C) The holder of a judgment against the insured.
D) The insured named under the policy.

Solutions: