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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. Pennsylvania law requires all persons holding a resident producer license to notify the Insurance Department of a telephone number change within how many days?

A) 45
B) 30
C) 60
D) 15

2. Which of the following policies generally does NOT have a cash value?

A) variable life
B) term
C) endowment
D) straight life

3. In Pennsylvania, the insurer is liable for a claim under a health insurance policy if the insured is injured while

A) committing an illegal act
B) under the influence of prescribed medication.
C) engaged in an illegal occupation.
D) intoxicated.

4. The ownership provision of a life insurance policy states that during the insured individuals lifetime, the rights and privileges belong to the

A) beneficiaries.
B) owner only.
C) insured individual only.
D) insured individual's family.

5. Long-term care policies may NOT exclude

A) alcoholism and drug addiction.
B) treatment payable by workers' compensation.
C) treatment caused by participation in criminal activities.
D) organic cognitive disorders.

Solutions: